I invested into Forex for the first time last month using MT5, made a little bit of money, and when I went to withdraw my money, because it was just over 10,000USD, it triggered some "advanced certification" feature. ipcforex.com (might have to type in trader.ipcforex.com) said that I had to recharge 4000usd to complete the "advanced certification" in order to be able to withdraw my money, so I did. After fee's were taken out, the amount that went through was 3999.20 and they failed me for 80.